10+

years of fintech automation expertise

6regions

are covered by our best ideas & practices

200+

projects were completed by our experts

What business needs this product

We tailor solutions for banks and fintech companies based on their unique needs:

banks

Automation of business processes of any complexity in large banks with regulated systems

fintech companies

Improving the efficiency of fast-growing fintech companies through automation

debt collection agencies

Development and implementation of solutions for Debt collection companies

We deliver custom solutions for unique challenges in:

  • Loan Origination
  • Debt Collection
  • Risk Optimization
  • Marketing
01

carry out tasks for both business and IT departments with equal quality

02

guarantee the ability to quickly independently make changes to the system

03

ensure a high level of service - our systems are genuinely user-friendly

04

help achieve target KPIs – TimeToYes / TimeToCash / Approval rate etc. – and reduce costs associated with executing business processes

05

have extensive experience in developing automated banking systems

06

implement systems quickly and at an affordable cost

Use a unified banking app ecosystem for seamless business process automation and achieving key KPIs:

Loan origination

Automate any target processes within 3 months, enabling businesses to improve the quality of their credit portfolio, assess client reliability effectively, and reduce delinquency rates.

Factoring

The system allows creating and storage of all counterparty data in a single syste

2RS Platform

All decisions are based on a convenient framework that allows reducing time to market, budgets for business product development and employee expenses.

Decision support system

An automated tool that boosts business productivity by processing tens or hundreds of thousands of applications, reducing «Time to YES» without adding staff.

Campaign Manager

Transitioning the business from operational to strategic planning to enhance customer service and increase sales.

Debt collection

Effective debt recovery at all stages from Pre to Legal, increasing recovery rates by 40% and improving departmental efficiency by 50%.

What is the functionality?

1

сreate a data model

2

configure business processes

3

construct the necessary form

4

add required business rule

5

integrate necessary systems

6

test and refine the solution as needed

Case study

ETL Law Firm – fintech company in Vietnam

Project:
Debt collection automation system to streamline company’s collection processes, increase debt collection rates, reduce costs, and enhance efficiency.

Time frame:
6 months

Key results: 

  • The system manages over 950,000 records.
  • Automated work of 80+ specialists has been organized within the system.
  • More than 480,000 clients are processed by the system monthly.
  • Over 178,000 applications per month are processed using call lists.

Integration with external systems has been carried out: Epay, Gpay, Power BI.

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AMG Collect – fintech company in Philippines

Project:
Debt management system for the soft collection stage to build an optimal process with minimal debt management expenses, achieve a high recovery rate, and guarantee that there are no improvement boundaries.

Time frame: 
1 month

Key results: 

  • New business launched in the shortest time with the lowest possible expenses for system launch.
  • New income source found.
  • Guaranteed processing of 430,000 clients and 800,000 records per month.
  • 80 employees work in the system and process 150,000 applications per month.

Integrations with external systems – Epay, Gpay, Power BI – have been completed.

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Eurasian Bank – a leader in the country's retail lending sector.

Project:
Loan origination process automation for increasing loan portfolio, operations efficiency and market share.

Time frame: 
2,5 years (development and implementation of 4 large-scale products)

Key results: 

  • Decision making time reduced from 109 to 4 seconds.
  • Increase incoming loan application flow by 10 times.
  • Grow loan conversion by 4 times.
  • 88% of loan applications received online.

Becoming TOP-3 bank in Kazakhstan by loan origination rate

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Volkswagen Financial Services – sales promoter for an automotive brand in developing new markets.

Project:
Automation of retail car loans origination process for automotive dealer network, mobile app and personal account web app development.

Time frame: 
5 months

Key results: 

  • A 36% cost reduction was achieved with the dealer front-office implementation.
  • New system requirements are implemented 2 times faster.
  • The system is used in 126 dealer offices in 78 cities.
  • Reducing relative expenses by 3 times.
  • Management of all partners and dealers within a unified system
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Raiffeisen Bank Internationala corporate banking leader with a strong branch network.

Project:
Implementation of a managed factoring system from scratch and becoming factoring market leaders.

Time frame: 
9 months

Key results: 

  • High-margin product launched for corporate clients.
  • Reaching TOP-10 factoring companies in terms of portfolio size.
  • Сlient portfolio increased by 4 times during the second year of system use.
  • Portfolio size reached $239M in 2 years.

Implementation of more than 12 integrations with various bank systems.

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